299 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 299 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,391 sqft · built 2015
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$115,900 (May 2013)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`412650 513A23`

Property Details

APN / Parcel Number

Primary APN	`412650 513A23`
Alternative APN	`50940010362`

Interior

Stories	1 Story
Building Area	3,391 sqft Living Area
1st Floor Area	3,391 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	396 sqft
Deck Area	776 sqft

Location & Zoning

Street Address	299 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HORSE CREEK ESTATES LOT 51
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

299 Saddlebrook Ln is owned by a company that acquired it in June 2014 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	299 SADDLEBROOK LN, NAPLES, FL 34110-1350
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2013 · Amount on File
Deed Sale	May 23, 2013 · Amount on File
Prior Sale	Jan 18, 2013 · Amount on File
Deed Document Number	20134842938
Deed Book / Page	4924 / 158
Last Transfer Date	Jun 24, 2014
Transfer Doc	0050581227
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	299 SADDLEBROOK LN, NAPLES, FL 34110-1350
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056853242
Date	Oct 18, 2019
Book Page	5685/3242
Instrument	5779407

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 18, 2021
Property Address	299 SADDLEBROOK LN, NAPLES, FL 34110-1350
Document Number	0059990755
Book / Page	5999 / 755
Map Reference	MB 41 PG 74-81
Instrument Date	Aug 9, 2021
Instrument	6114501
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE SPECIALISTS OF GULF CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	299 SADDLEBROOK LN, NAPLES, FL 34110-1350

Mortgage

Document Number	0059990759
Date	Aug 18, 2021
Book Page	5999/759
Instrument	6114503

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 299 Saddlebrook Ln was $5,852 with a homeowner's exemption, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,952 (+2.7%)	$1,090,206 (-8.17%) Land $417,067 Building $673,139
2025	$5,852.00 (+2.38%) Homeowner's exemption	$592,943	$1,187,263 Land $469,579 Building $717,684
2024	$5,716.00 (+0.95%)
2023	$5,662.00 (+1.85%) Homeowner's exemption	$559,449 (+3%)	$1,106,805 (+11.71%) Land $347,318 Building $759,487
2022	$5,559.00 Homeowner's exemption	$543,154	$990,791 Land $184,324 Building $806,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Saddlebrook Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Saddlebrook Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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