Black Hawk County property record for 303 Monroe St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,088 sqft Living Area |
| Lot Size | 6,400 sqft (0.147 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (2018) |
| Tax Bill | $3,236.00 (2025) |
| Primary APN | 8912-30-129-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,088 sqft Living Area |
| 1st Floor | 1,088 sqft 1st Floor |
| Basement Area | 1,088 sqft Basement |
| Unfinished Basement | 1,088 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,400 sqft (0.147 acres) |
| Depth X Width | 128 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 120 sqft Patio |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 303 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4307 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 10 BLK 6 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-129-026
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 MONROE ST, WATERLOO, IA 50703-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Stand Alone First Mortgage VERIDIAN CREDIT UNION |
| Mar 03, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Dec 26, 2018 | Warranty Deed, Transfer · Stand Alone First Mortgage VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Mar 27, 2012 · Amount on Record |
| Deed Doc Number | 2018201900009739 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 303 MONROE ST, WATERLOO, IA 50703-4307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900009741 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 201900009741 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 303 MONROE ST, WATERLOO, IA 50703-4307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000015116 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 202000015116 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 26, 2018 |
| Property Address | 303 MONROE ST, WATERLOO, IA 50703-4307 |
| Document Number | 201900009739 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 201900009739 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 MONROE ST, WATERLOO, IA 50703-4307 |
| Document Number | 201900009740 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 201900009740 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,236.00 Homeowner's exemption | $168,970 (+6%) Land $9,700 Building $159,270 | $168,970 (+6%) Land $9,700 Building $159,270 |
| 2024 | $3,236.00 (+36.42%) | ||
| 2023 | $159,410 (+36.41%) Land $9,700 Building $149,710 | $159,410 (+36.41%) Land $9,700 Building $149,710 | |
| 2022 | $2,372.00 Homeowner's exemption | $116,860 Land $9,700 Building $107,160 | |
| 2021 | $116,860 Land $9,700 Building $107,160 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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