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246 Monroe St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 246 Monroe St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,440 sqft · built 1942
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Apr 2015)
Tax Bill$2,198 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN8912-30-130-023

Property Details

APN / Parcel Number

Primary APN8912-30-130-023

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
Basement Area1,248 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeDetached
Garage Area1,374 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address246 MONROE ST
CityWATERLOO
StateIA
Zip50703-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE ADDITION WATERLOO LOT 2 BLK 8 LOT 3 BLK 8
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionHILLSIDE ADDITION WATERLOO
Legal Block8
Legal Lot Number2,3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3009
Census Tract1900

Owner

Source: Black Hawk County records · APN 8912-30-130-023

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address246 MONROE ST, WATERLOO, IA 50703-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
DEERE EMPLOYEES CU
Feb 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2015 · Amount on Record
Deed SaleApr 28, 2015 · Amount on Record
Prior SaleJan 12, 2015 · Amount on Record
Deed Document Number201517346
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address246 MONROE ST, WATERLOO, IA 50703-4210
Transaction TypeMortgage
Record UpdatedAug 09, 2022
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100014794
DateJan 13, 2021
Instrument202100014794
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 27, 2017
Property Address246 MONROE ST, WATERLOO, IA 50703-4210
Document Number201700015078
Instrument DateFeb 24, 2017
Instrument2017-00015078
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 MONROE ST, WATERLOO, IA 50703-4210

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,198.00 Homeowner's exemption$130,000 (+16.56%) Land $9,600 Building $120,400$130,000 (+16.56%) Land $9,600 Building $120,400
2024$2,198.00 (+15.93%)
2023$111,530 (+17.13%) Land $9,600 Building $101,930$111,530 (+17.13%) Land $9,600 Building $101,930
2022$1,896.00 Homeowner's exemption$95,220 Land $9,600 Building $85,620
2021$95,220 Land $9,600 Building $85,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130019003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims7 (1979)
Most Recent ClaimApr 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Metronet Holdings, LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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