Black Hawk County property record for 312 Monroe St, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1941 |
| Square Footage | 887 sqft Living Area |
| Lot Size | 6,250 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2024) |
| Tax Bill | $1,456.00 (2025) |
| Primary APN | 8912-30-131-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 887 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| Basement Area | 832 sqft Basement |
| Finished Basement | 140 sqft Finished |
| Unfinished Basement | 832 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,250 sqft (0.143 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Deck Area | Deck Area |
| Patio Area | 54 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 312 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 7 BLK 7 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-131-003
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 MONROE ST, WATERLOO, IA 50703-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Doc Number | 202419027 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 19, 2024 |
| Property Address | 312 MONROE ST, WATERLOO, IA 50703-4308 |
| Document Number | 0202419027 |
| Instrument Date | Aug 14, 2024 |
| Instrument | 2024-19027 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 MONROE ST, WATERLOO, IA 50703-4308 |
| Document Number | 0202419028 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2024-19028 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 25, 2021 |
| Property Address | 312 MONROE ST, WATERLOO, IA 50703-4308 |
| Document Number | 202100027483 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 202100027483 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 CRESTON AVE, 503, WATERLOO, IA 50707-4053 |
| Name | Verified Name |
|---|---|
| Address | 312 MONROE ST, WATERLOO, IA 50703-4308 |
| Document Number | 202100027484 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202100027484 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 | $94,130 (+40.2%) Land $5,340 Building $88,790 | $94,130 (+40.2%) Land $5,340 Building $88,790 |
| 2024 | $1,456.00 (+13.57%) | ||
| 2023 | $67,140 (+15.1%) Land $5,340 Building $61,800 | $67,140 (+15.1%) Land $5,340 Building $61,800 | |
| 2022 | $1,282.00 | $58,330 Land $5,340 Building $52,990 | |
| 2021 | $58,330 Land $5,340 Building $52,990 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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