Black Hawk County property record for 237 Monroe St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,785 sqft Living Area |
| Lot Size | 12,800 sqft (0.294 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,302.00 (2025) |
| Primary APN | 8912-30-128-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,785 sqft Living Area |
| 1st Floor | 856 sqft 1st Floor |
| Basement Area | 1,036 sqft Basement |
| Game Room | Game Room |
| Stories | 2 Stories |
| Primary Flooring | Plywood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,800 sqft (0.294 acres) |
| Depth X Width | 128 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 237 MONROE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4209 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 19 AND LOT 20 BLK 5 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 5 |
| Legal Lot Number | 19,20 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 1900 |
Source: Black Hawk County records · APN 8912-30-128-023
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance UNIVERSITY OF IOWA CREDIT UNION |
| Jul 27, 2022 | Deed of Trust, Mortgage CITY OF WATERLOO |
| Dec 20, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|---|
| Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Document Number | 202400013023 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024-00013023 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900009590 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 201900009590 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jan 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202300001527 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 202300001527 |
| Name | CITY OF WATERLOO |
|---|---|
| Type | Government Agency |
| Address | WATERLOO, IA 50703 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 19, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 237 MONROE ST, WATERLOO, IA 50703-4209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900009589 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 201900009589 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,302.00 Homeowner's exemption | $96,580 (+37.46%) Land $9,600 Building $86,980 | $96,580 (+37.46%) Land $9,600 Building $86,980 |
| 2024 | $1,302.00 (+11.66%) | ||
| 2023 | $70,260 (+13.43%) Land $9,600 Building $60,660 | $70,260 (+13.43%) Land $9,600 Building $60,660 | |
| 2022 | $1,166.00 Homeowner's exemption | $61,940 Land $9,600 Building $52,340 | |
| 2021 | $61,940 Land $9,600 Building $52,340 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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