3027 Bluffwood Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3027 Bluffwood Dr, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 984 sqft · built 1984
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Sep 2018)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850001828`

Property Details

APN / Parcel Number

Primary APN	`A850001828`
Alternative APN	`6-0015-5770-00-0014.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001828
Street Address	3027 BLUFFWOOD DR
City	SAINT CHARLES
State	MO
Zip	63301-0378
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AF0
Legal Description	BLUFF STONE EST PT LOT 14
Legal Subdivision	BLUFFSTONE EST
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2003
Census Tract	310802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3027 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Sep 17, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	2018532070
Deed Book / Page	6977 / 2428
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0066170868
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3027 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0378
Document Number	0073300567
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 BLUFFWOOD DR ST CHARLES MO 633010378, ST CHARLES, MO 63301-0378

Mortgage

Document Number	0073300567
Date	Jun 26, 2020
Book Page	007330/000567
Instrument	438790

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2018
Property Address	3027 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0378
Document Number	0069772428
Book / Page	006977 / 002428
Instrument Date	Sep 14, 2018
Instrument	532070
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3027 BLUFFWOOD DR ST CHARLES MO 633010378, ST CHARLES, MO 63301-0378

Mortgage

Document Number	69772430
Date	Sep 17, 2018
Book Page	006977/002430
Instrument	532080

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,499 (-)	$155,258 (-) Land $45,000 Building $110,258
2025	$1,905.00	$29,499 (+12.18%)	$155,258 (+12.18%) Land $45,000 Building $110,258
2023		$26,297
2022			$138,406 Land $45,000 Building $93,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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