3024 Bluffwood Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3024 Bluffwood Dr, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 876 sqft · built 1984
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2022)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A860000857`

Property Details

APN / Parcel Number

Primary APN	`A860000857`
Alternative APN	`6-0015-5770-00-0007.1000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Total Area
1st Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	40,075 sqft (0.919 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A860000857
Old Parcel Number	A860000857
Street Address	3024 BLUFFWOOD DR
City	SAINT CHARLES
State	MO
Zip	63301-0377
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLUFF STONE EST PT LOT 7
Legal Range	04E
Legal Township	47N
Legal Subdivision	BLUFFSTONE EST
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2003
Census Tract	310802

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jul 22, 2022	Intrafamily Transfer, Transfer
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage F AND B ACQUISITION GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jul 22, 2022
Deed Document Number	0202240874
Deed Book / Page	2022 / 40874
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377

Mortgage

Document Number	0000010684
Date	Feb 3, 2021
Instrument	2021R-010684

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2022
Property Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377
Document Number	0000040873
Map Reference	MB 23 PG 170
Instrument Date	Jul 20, 2022
Instrument	2022R-040873
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3664 BLVFFWOOD DR, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2022
Property Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377
Document Number	0000040874
Map Reference	MB 23 PG 170
Instrument Date	Jul 20, 2022
Instrument	2022R-040874
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 MAEVILLE DR, SAINT LOUIS, MO 63122-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3024 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377

Mortgage

Document Number	0000040875
Date	Jul 22, 2022
Instrument	2022R-040875

Lender

Name	F AND B ACQUISITION GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00	$27,941 (+10.93%)	$147,056 (+10.93%) Land $45,000 Building $102,056
2023		$25,188
2022			$132,570 Land $45,000 Building $87,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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