3023 Bluffwood Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3023 Bluffwood Dr, Saint Charles, MO 63301

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,050 sqft · built 1985
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$139,900 (Jun 2006)
Tax Bill$2,119 (2025)
Flood ZoneZone X (minimal risk)
APNA860000945

Property Details

APN / Parcel Number

Primary APNA860000945
Alternative APN
  • 6-0015-5770-00-0015.1000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,050 sqft Total Area
1st Floor Area1,050 sqft
Basement Area228 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA860000945
Old Parcel NumberA860000945
Street Address3023 BLUFFWOOD DR
CitySAINT CHARLES
StateMO
Zip63301-0378
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF0
Legal DescriptionBLUFF STONE EST PT LOT 15
Legal Range04E
Legal Township47N
Legal SubdivisionBLUFFSTONE EST
Legal Lot Number15
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2003
Census Tract310802

Owner

Source: St. Charles County records · APN A860000945

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3023 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2006 · Amount on Record
Deed SaleJun 28, 2006 · Amount on Record
Prior SaleFeb 23, 1999
Deed Document Number0004518523
Deed Book / Page4518 / 523
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00$32,822 (+9.99%)$172,744 (+9.99%) Land $45,000 Building $127,744
2023$29,840
2022$157,049 Land $45,000 Building $112,049

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833108022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–1995)
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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