St. Charles County property record for 3022 Bluffwood Dr, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1985 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 2011) |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870001205 |
| Primary APN | A870001205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870001205 |
|---|---|
| Street Address | 3022 BLUFFWOOD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0377 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BLUFF STONE EST PT LOT 6 |
| Legal Subdivision | BLUFFSTONE EST |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310802 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3022 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2011 · Amount on Record |
| Deed Sale | Aug 17, 2011 · Amount on Record |
| Prior Sale | Aug 17, 2011 · Amount on Record |
| Deed Document Number | 2011482940 |
| Deed Book / Page | 5624 / 1641 |
| Prior Transfer Date | Aug 3, 2011 |
| Prior Transfer Doc | 0000482940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3022 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3022 BLUFFWOOD DR, SAINT CHARLES, MO 63301-0377 |
| Document Number | 0000009133 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024R-009133 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Mar 14, 2036 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,684 (-) | $187,809 (-) Land $45,000 Building $142,809 | |
| 2025 | $2,304.00 | $35,684 (+12.35%) | $187,809 (+12.35%) Land $45,000 Building $142,809 |
| 2023 | $31,762 | ||
| 2022 | $167,168 Land $45,000 Building $122,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–1995) |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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