3026 River Bend Dr, Bonner, MT 59823 Property Records

Missoula County property record for 3026 River Bend Dr, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,400 sqft · built 1978
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Nov 2022 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0450779`

Property Details

APN / Parcel Number

Primary APN	`R0450779`
Alternative APNs	`04-2201-12-4-02-04-0000` `0000587009` `0587009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	55,757 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	180 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000587009
Street Address	3026 RIVER BEND DR
City	BONNER
State	MT
Zip	59823-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S12, T13 N, R18 W, C.O.S. 935, ACRES 1.28, IN SW4 SE4
Legal Subdivision	CERTIFICATE/SURV 935
Legal Block	1
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1158
Census Tract	1401

Owner

3026 River Bend Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Missoula County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3026 RIVER BEND DR, BONNER, MT 59823-9740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer
Dec 3, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2022
Transfer Doc	0010830229
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Nov 1, 2022
Property Address	3026 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010830229
Book / Page	1083 / 229
Instrument Date	Nov 1, 2022
Instrument	202219071
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3026 RIVER BEND DR, BONNER, MT 59823-9740

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3026 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010460517
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3026 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740

Mortgage

Document Number	0010460517
Date	Dec 24, 2020
Book Page	001046/000517
Instrument	31287

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3026 River Bend Dr was $3,947, up 0.6% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Bonner Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,400 (-) Land $140,380 Building $441,020	$581,400 (-) Land $140,380 Building $441,020
2025	$3,947.00 (+0.59%)	$581,400 Land $140,380 Building $441,020	$581,400 Land $140,380 Building $441,020
2024	$3,924.00 (-1.08%)
2023	$3,967.00	$427,050	$427,050 Land $93,280 Building $333,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3026 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3026 River Bend Dr is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Montana
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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