Missoula County property record for 3020 River Bend Dr, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,322 sqft · built 1978 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,100 (Aug 2003) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R046510 |
| Primary APN | R046510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001805300 |
|---|---|
| Street Address | 3020 RIVER BEND DR |
| City | BONNER |
| State | MT |
| Zip | 59823-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S12, T13 N, R18 W, C.O.S. 982, IN SE4 |
| Legal Subdivision | CERTIFICATE/SURV 982 |
| Legal Block | 1 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1158 |
| Census Tract | 1401 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3020 RIVER BEND DR, BONNER, MT 59823-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2003 · Amount on Record |
| Deed Sale | Aug 11, 2003 · Amount on Record |
| Prior Sale | Nov 6, 2002 · Amount on Record |
| Deed Document Number | 200329470 |
| Deed Book / Page | 714 / 580 |
| Prior Transfer Date | Jun 1, 2001 |
| Prior Transfer Doc | 0006550382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3020 RIVER BEND DR, BONNER, MT 59823-9740 |
| Document Number | 0010290635 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3020 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740 |
| Document Number | 0010290635 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 001029/000635 |
| Instrument | 7605 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | HELENA, MT 59604 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,300 (-) Land $139,840 Building $398,460 | $538,300 (-) Land $139,840 Building $398,460 | |
| 2025 | $1,601.00 (-6.43%) | $538,300 (+15.89%) Land $139,840 Building $398,460 | $538,300 (+15.89%) Land $139,840 Building $398,460 |
| 2024 | $1,711.00 (-39.82%) Homeowner's exemption | ||
| 2023 | $2,843.00 | $464,500 | $464,500 Land $93,040 Building $371,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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