3017 River Bend Dr, Bonner, MT 59823 Property Records

Missoula County property record for 3017 River Bend Dr, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,653 sqft · built 2016
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,700 (Aug 2015)
Tax Bill	$7,043 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R046935`

Property Details

APN / Parcel Number

Primary APN	`R046935`
Alternative APNs	`04-2201-12-4-01-05-0000` `0002171208` `R0469350` `2171208`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,653 sqft Living Area
Gross Area	5,306 sqft
1st Floor Area	1,753 sqft
Upper Floors Area	900 sqft
Basement Area	1,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	1,050 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002171208
Street Address	3017 RIVER BEND DR
City	BONNER
State	MT
Zip	59823-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVER BEND ADDITION, S12, T13 N, R18 W, LOT 5, ACRES 0.99, COS 6102
Legal Range	18W
Legal Township	13N
Legal Section	12
Legal Subdivision	RIVER BEND ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1158
Census Tract	1401

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK/MISSOULA
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Jul 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 24, 2017	Deed of Trust, Mortgage · VA Mortgage OPPORTUNITY BK/MT
Jan 6, 2017	Trustee's Deed, Construction Loan · Line of Credit OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Feb 5, 2010 · Amount on Record
Deed Document Number	201516125
Deed Book / Page	950 / 1
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	May 18, 2026
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0000007132
Book / Page	1128 / 395
Instrument Date	May 7, 2026
Instrument	20267132
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 RIVER BEND DR, BONNER, MT 59823-9740

Mortgage

Document Number	0000007132,
Date	May 18, 2026
Book Page	1128/395
Instrument	20267132

Lender

Name	FIRST SECURITY BANK/MISSOULA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 RIVER BEND DR, BONNER, MT 59823-9740

Mortgage

Document Number	0010970704
Date	Feb 14, 2024
Book Page	1097/704
Instrument	202401635

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	INSURED TITLE, INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010491028
Date	Feb 16, 2021
Book Page	1049/1028
Instrument	202104098

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 30, 2020
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010350512
Book / Page	001035 / 000512
Instrument Date	Jul 29, 2020
Instrument	15882
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3017 RIVER END DR BONNER MT 59823, BONNER, MT 59823

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0009880986
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3017 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740

Mortgage

Document Number	0009880986
Date	Oct 30, 2017
Book Page	000988/000986
Instrument	22128

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MISSOULA MT
Recording Date	Jan 6, 2017
Property Address	3017 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0009730166
Book / Page	000973 / 000166
Instrument Date	Jan 6, 2017
Instrument	308
Transaction Type	Construction Loan
Record Updated	Jan 16, 2017
Title Company	TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 MCDONALD AVE #D MISSOULA MT 598019100, D, MISSOULA, MT 59801-9100

Mortgage

Document Number	9730166
Date	Jan 6, 2017
Book Page	000973/000166
Instrument	308

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Bonner Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,108 (+15.31%) Land $198,688 Building $905,420	$1,104,108 (+15.31%) Land $198,688 Building $905,420
2025	$7,043.00 (+89.58%)	$957,528 (+136.95%) Land $198,688 Building $758,840	$957,528 (+136.95%) Land $198,688 Building $758,840
2024	$3,715.00 (-1.12%)
2023	$3,757.00	$404,100	$404,100 Land $146,211 Building $257,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 74% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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