3040 River Bend Dr, Bonner, MT 59823 Property Records

Missoula County property record for 3040 River Bend Dr, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,043 sqft · built 1995
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Company Names on Record
Last Sale	$372,500 (Jul 2020)
Tax Bill	$4,699 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0474607`

Property Details

APN / Parcel Number

Primary APN	`R0474607`
Alternative APNs	`04-2201-12-4-02-08-0000` `0003111606` `3111606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,512 sqft
Upper Floors Area	531 sqft
Basement Area	1,416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	62,291 sqft (1.43 acres)
Terrain	Rolling
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	49 sqft
Deck Area	710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0003111606
Street Address	3040 RIVER BEND DR
City	BONNER
State	MT
Zip	59823-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12, T13 N, R18 W, C.O.S. 4489, PARCEL B1A1, IN SW4 SE4
Legal Range	18W
Legal Township	13N
Legal Section	12
Legal Subdivision	CERTIFICATE/SURV 4489
Legal Block	1
Legal Lot Number	B1A
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1158
Census Tract	1401

Owner

Source: Missoula County records, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3040 RIVER BEND DR, BONNER, MT 59823-9740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2020	Quit Claim Deed, Transfer FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	202015434
Deed Book / Page	1035 / 64
Last Transfer Date	Nov 2, 2023
Transfer Doc	0010941186
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Nov 2, 2023
Property Address	3040 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010941186
Book / Page	1094 / 1186
Instrument Date	Nov 2, 2023
Instrument	202313893
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 RIVER BEND DR, BONNER, MT 59823-9740

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 26, 2020
Property Address	3040 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010420742
Book / Page	001042 / 000742
Instrument Date	Aug 20, 2020
Instrument	25912
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3040 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 27, 2020
Property Address	3040 RIVER BEND DR, BONNER, MT 59823-9740
Document Number	0010350064
Book / Page	001035 / 000064
Instrument Date	Jul 20, 2020
Instrument	15434
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 RIVER BEND DR BONNER MT 598239740, BONNER, MT 59823-9740

Mortgage

Document Number	10350065
Date	Jul 27, 2020
Book Page	001035/000065
Instrument	15435

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Bonner Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,699.00 (-6.91%)	$671,200 (+22.19%) Land $142,405 Building $528,795	$671,200 (+22.19%) Land $142,405 Building $528,795
2024	$5,048.00 (-0.79%)
2023	$5,088.00	$549,300	$549,300 Land $94,180 Building $455,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Montana
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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