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3026 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3026 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,200 sqft · built 2022
Lot Size0.31 acres (13,522 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Apr 2019)
Tax Bill$6,525 (2025)
Deeds & MortgagesFeb 2023 Sale
Apr 2019 Sale
Flood ZoneZone VE (high risk)
APN04-07S-03W-3153-000C-0530

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000C-0530
Alternative APN
  • 03W07S043153000C0530

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,200 sqft Living Area
Gross Area3,390 sqft
1st Floor Area2,200 sqft
FlooringTile
Interior WallsPaneling
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,522 sqft (0.31 acres)
Garage Area680 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area240 sqft
Deck Area28 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3026 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL C LOT 53 ST JAMES IS OR 118/526 169/616 256/95 485/212 624/108 672/520 1046/478 1239/221 1335/130
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND
Legal BlockC
Legal Lot Number53
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2076
Census Tract970102

Owner

3026 Hwy 98 E is owned and occupied by two individuals who acquired it in December 2022.

Source: Franklin County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address3026 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Warranty Deed, Transfer
Apr 16, 2019Warranty Deed, Transfer
WAKULLA TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2019 · Amount on File
Deed SaleApr 16, 2019 · Amount on File
Prior SaleOct 3, 2011 · Amount on File
Deed Document Number20191607
Deed Book / Page1239 / 221
Last Transfer DateDec 31, 2022
Transfer Doc0019000454
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 1, 2023
Property Address3026 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number0019000454
Book / Page1355 / 130
Map ReferenceMB 1 PG 19&30
Instrument DateFeb 1, 2023
Instrument202319000454
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3026 HIGHWAY 98 E, CARRABELLE, FL 32322-8028

Transferred To (Grantee/Buyer)

NameVerified Name
Address3026 HIGHWAY 98 E, CARRABELLE, FL 32322-8028

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 16, 2019
Property Address3026 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number0019001607
Book / Page001239 / 000221
Instrument DateMar 25, 2019
Instrument19001607
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount on Record
Tax$665.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15076 ALSASK CIR PORT CHARLOTTE FL 339813178, PORT CHARLOTTE, FL 33981-3178

Tax Assessment & Valuation

The 2025 property tax bill for 3026 Hwy 98 E was $6,525, down 2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,525.00 (-2.03%)$699,408 (-0.89%) Land $112,500 Building $586,908$699,408 (-0.89%) Land $112,500 Building $586,908
2024$6,660.00 (+5.35%)$705,668 (+9.65%) Land $112,500 Building $593,168$705,668 (+9.65%) Land $112,500 Building $593,168
2023$6,322.00 (+583.46%)$643,571 (+595.69%) Land $90,000 Building $553,571$643,571 (+595.69%) Land $90,000 Building $553,571
2022$925.00$92,508 Land $90,000 Building $2,508$92,508 Land $90,000 Building $2,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3026 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3026 Hwy 98 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 98 E

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