3004 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3004 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,080 sqft · built 1998
Lot Size	0.324 acres (14,130 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (May 2024)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	May 2024 Sale
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0480`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0480`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Heated Area
Gross Area	2,528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,130 sqft
Porch	Open Porch
Porch Area	448 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3004 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL C LOT 48 ALSO THE E 50 FT OF LOT 47 ST JAMES ISL PARK ORB 277 PAGE 262 OR 203/130 769/184 1073/777 1393/116
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISL PARK
Legal Block	C
Legal Lot Number	48
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3622 HIGHWAY 70 E, CROSSVILLE, TN 38555-2879
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Sep 11, 2012
Deed Document Number	202419002607
Deed Book / Page	1393 / 116
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 31, 2024
Property Address	3004 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number	0019002607
Book / Page	1393 / 116
Map Reference	MB 1 PG 30
Instrument Date	May 28, 2024
Instrument	202419002607
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEYS KEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4870 OLD FEDERAL RD, QUINCY, FL 32351-5829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3622 HIGHWAY 70 E, CROSSVILLE, TN 38555-2879

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,889.00 (+7.68%)	$306,717 (-1.14%) Land $112,500 Building $194,217	$306,717 (-1.14%) Land $112,500 Building $194,217
2024	$2,683.00 (+8.8%)	$310,252 (+17.02%) Land $112,500 Building $197,752	$310,252 (+17.02%) Land $112,500 Building $197,752
2023	$2,466.00 (+4.01%)	$265,131 (+4.02%) Land $90,000 Building $175,131	$265,131 (+4.02%) Land $90,000 Building $175,131
2022	$2,371.00	$254,881 Land $90,000 Building $164,881	$254,881 Land $90,000 Building $164,881

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50