3036 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3036 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2003
Lot Size	0.278 acres (12,099 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (Jul 2025)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0560`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0560`
Alternative APN	`03W07S043153000C0560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,296 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,099 sqft (0.278 acres)
Driveway	Asphalt Driveway
Driveway Area	1,248 sqft
Porch	Finished Screened Porch
Porch Area	360 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3036 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PORTION OF LOT 56 UNIT 2 BL C ST JAMES ISLAND PARK OR 113/199 144/391 190/331-32 190/364 422/18 502/127 708/555 723/20 1316/629 1421/420
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PARK
Legal Block	C
Legal Lot Number	56
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 370, LAKE PARK, GA 31636-0370
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Warranty Deed, Transfer COMMUNITY BANK OF GEORGIA
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20253072
Deed Book / Page	1421 / 420
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	0723000020
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 2, 2025
Property Address	3036 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number	0019003072
Book / Page	1421 / 420
Map Reference	MB 1 PG 30
Instrument Date	Jul 2, 2025
Instrument	202519003072
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 HIGHWAY 98 E, CARRABELLE, FL 32322-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370, LAKE PARK, GA 31636-0370

Mortgage

Document Number	0000000422
Date	Jul 2, 2025
Instrument	1421/422

Lender

Name	COMMUNITY BANK OF GEORGIA
Type	Bank

Agreement

Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Oct 19, 2021
Property Address	3036 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number	0019006519
Book / Page	1316 / 629
Map Reference	MB 1 PG 30
Instrument Date	Oct 1, 2021
Instrument	202119006519
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	579 IAMONIA FARMS RD, TALLAHASSEE, FL 32312-9810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 HIGHWAY 98 E, CARRABELLE, FL 32322-8028

Mortgage

Document Number	0000000632
Date	Oct 19, 2021
Instrument	1316/632

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00 (+0.44%)	$441,746 (-0.92%) Land $135,000 Building $306,746	$441,746 (-0.92%) Land $135,000 Building $306,746
2024	$4,121.00 (+7.85%)	$445,868 (+15.21%) Land $135,000 Building $310,868	$445,868 (+15.21%) Land $135,000 Building $310,868
2023	$3,821.00 (+1.25%)	$386,993 (+3.95%) Land $108,000 Building $278,993	$386,993 (+3.95%) Land $108,000 Building $278,993
2022	$3,774.00	$372,281 Land $108,000 Building $264,281	$372,281 Land $108,000 Building $264,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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