Franklin County property record for 3010 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1955 |
| Lot Size | 0.331 acres (14,461 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jan 2023) |
| Tax Bill | $4,617 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 04-07S-03W-3153-000C-0490 |
| Primary APN | 04-07S-03W-3153-000C-0490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Gross Area | 1,868 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,461 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,096 sqft |
| Deck Area | 144 sqft |
| Fence | Fence |
| Storage Building | 240 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3010 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 BL C LOT 49 & SW 17 FT LOT 50 OR 126/221-222 ST JAMES ISL PRK ORB 0126 PAGE 0221 OR 210/353 525/329 525/331 1261/558 1 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | ST JAMES ISLAND PARK |
| Legal Block | C |
| Legal Lot Number | 49,SW |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 415 VINNEDGE RIDE, TALLAHASSEE, FL 32303-5139 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Mar 26, 2020 | Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Mar 26, 2020 · Amount on Record |
| Deed Document Number | 202319000171 |
| Deed Book / Page | 1354 / 36 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jan 17, 2023 |
| Property Address | 3010 HIGHWAY 98 E, CARRABELLE, FL 32322-8028 |
| Document Number | 0019000171 |
| Book / Page | 1354 / 36 |
| Map Reference | MB 1 PG 30 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202319000171 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3010 HIGHWAY 98 E, CARRABELLE, FL 32322-8028 |
| Name | Verified Name |
|---|---|
| Address | 415 VINNEDGE RIDE, TALLAHASSEE, FL 32303-5139 |
| Document Number | 0000000039 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 1354/39 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 3010 HIGHWAY 98 E, CARRABELLE, FL 32322-8028 |
| Document Number | 0019001302 |
| Book / Page | 001261 / 000558 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 19001302 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3010 HIGHWAY 98 E CARRABELLE FL 323228028, CARRABELLE, FL 32322-8028 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,617.00 (-1.85%) | $493,344 (-0.71%) Land $131,625 Building $361,719 | $493,344 (-0.71%) Land $131,625 Building $361,719 |
| 2024 | $4,704.00 (+66.99%) | $496,849 (+53.8%) Land $131,625 Building $365,224 | $496,849 (+51.38%) Land $131,625 Building $365,224 |
| 2023 | $2,817.00 (+0.61%) Homeowner's exemption | $323,051 (+3%) | $328,203 (+4.64%) Land $105,300 Building $222,903 |
| 2022 | $2,800.00 Homeowner's exemption | $313,642 Land $105,300 Building $208,342 | $313,642 Land $105,300 Building $208,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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