3025 Fenner Rd, Troy, OH 45373 Property Records

Miami County property record for 3025 Fenner Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,187 sqft · built 1990
Lot Size	3.19 acres (139,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2023)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-041950`

Property Details

APN / Parcel Number

Primary APN	`C06-041950`
Alternative APNs	`070525.0-02-016-00` `C06CC025 00301`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	2,430 sqft
Upper Floors Area	972 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	139,218 sqft (3.19 acres)
Garage Type	Mixed
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3025 FENNER RD
City	TROY
State	OH
Zip	45373-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-25 SE COR SE
Legal Range	05
Legal Township	07
Legal Section	25
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1017
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3025 FENNER RD, TROY, OH 45373-8712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Nov 1, 1986 · Amount on Record
Deed Document Number	20237388
Record Updated	Oct 29, 2026

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 12, 2023
Property Address	3025 FENNER RD, TROY, OH 45373-8712
Document Number	0000007388
Instrument Date	Jul 10, 2023
Instrument	2023OR-07388
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3025 FENNER RD, TROY, OH 45373-8712

Mortgage

Document Number	0000007389
Date	Jul 12, 2023
Instrument	2023OR-07389

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3025 FENNER RD, TROY, OH 45373-8712
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015533
Date	Oct 26, 2022
Instrument	2022OR-15533

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3025 FENNER RD, TROY, OH 45373-8712
Document Number	0000000777
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3025 FENNER RD TROY OH 453738712, TROY, OH 45373-8712

Mortgage

Document Number	0000000777
Date	Jan 20, 2017
Instrument	777

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-0.79%) Homeowner's exemption	$97,900 (+12.15%) Land $26,640 Building $71,260	$279,700 (+12.15%) Land $76,100 Building $203,600
2024	$3,401.00 (+2.04%) Homeowner's exemption	$87,290 (-) Land $25,060 Building $62,230
2023	$3,333.00 (+16.95%) Homeowner's exemption	$87,290 (-) Land $25,060 Building $62,230	$249,400 (-) Land $71,600 Building $177,800
2022	$2,850.00 Homeowner's exemption	$87,290 Land $25,060 Building $62,230	$249,400 Land $71,600 Building $177,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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