2980 Fenner Rd, Troy, OH 45373 Property Records

Miami County property record for 2980 Fenner Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,156 sqft · built 1935
Lot Size	5 acres (218,192 sqft)
Owner	Individual Name on Record
Tax Bill	$3,200 (2025)
Deeds & Mortgages	Jul 2022 Transfer Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C06-043600`

Property Details

APN / Parcel Number

Primary APN	`C06-043600`
Alternative APNs	`050631.2-01-009-00` `C06CC031 00800` `D08-107398`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,156 sqft Living Area
1st Floor Area	2,314 sqft
2nd Floor Area	842 sqft
Upper Floors Area	842 sqft
Attic Area	84 sqft
Basement Area	421 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	218,192 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	368 sqft
Shed	1 Shed
Shed Area	200 sqft
Granary	6,472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	C06CC031 00800
Street Address	2980 FENNER RD
City	TROY
State	OH
Zip	45373-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 11582
Legal Range	05
Legal Township	06
Legal Section	31
Legal Lot Number	11582
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1016
Census Tract	365301

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2980 FENNER RD, TROY, OH 45373-8429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Transfer on Death Deed, Transfer
Dec 9, 2019	Loan Modification, Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023
Deed Sale	Sep 8, 2023
Prior Transfer Date	May 19, 2000
Record Updated	Jun 8, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 13, 2022
Property Address	2980 FENNER RD, TROY, OH 45373-8429
Document Number	0000010654
Map Reference	MB 647 PG 180
Instrument Date	Jul 9, 2022
Instrument	2022OR-10654
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 FENNER RD, TROY, OH 45373-8429

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIAMI OH
Property Address	2980 FENNER RD, TROY, OH 45373-8429
Document Number	0000000825
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 FENNER RD TROY OH 453738429, TROY, OH 45373-8429

Mortgage

Document Number	0000000825
Date	Jan 21, 2020
Instrument	825

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	GREENSBURG, IN 47240

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 20, 2023

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,200.00 (+35.88%) Homeowner's exemption	$92,670 (+48.96%) Land $22,110 Building $70,560	$287,100 (+45.74%) Land $85,500 Building $201,600
2024	$2,355.00 (+2.21%) Homeowner's exemption	$62,210 (-) Land $14,920 Building $47,290
2023	$2,304.00 Homeowner's exemption	$62,210 Land $14,920 Building $47,290	$197,000 Land $61,900 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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