2985 Fenner Rd, Troy, OH 45373 Property Records

Miami County property record for 2985 Fenner Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,520 sqft · built 1920
Lot Size	10.1 acres (443,484 sqft)
Owner	Individual Name on File
Last Sale	$474,000 (Nov 2019)
Tax Bill	$6,452 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-066800`

Property Details

APN / Parcel Number

Primary APN	`C06-066800`
Alternative APNs	`050630.3-01-001-00` `C06CC030 00100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
1st Floor Area	2,716 sqft
2nd Floor Area	804 sqft
Upper Floors Area	804 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	443,484 sqft (10.1 acres)
Garage Type	Detached
Garage Area	6,100 sqft
Parking Spaces	22 Parking Spaces
Porch	Porch
Porch Area	476 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	C06CC030 00100
Street Address	2985 FENNER RD
City	TROY
State	OH
Zip	45373-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-5-25 PT SE COR PT SE (6.275 AC) 6-5-30 PT SW COR SW (3.906 AC)
Legal Range	05
Legal Township	07
Legal Section	25
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	365301

Owner

Source: Miami County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2985 FENNER RD, TROY, OH 45373-8712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE NATIONAL BANK
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 17, 2018	Warranty Deed, Transfer GREENVILLE FED'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	2468
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2985 FENNER RD, TROY, OH 45373-8712
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 FENNER RD, TROY, OH 45373-8712

Mortgage

Document Number	0000014941
Date	Aug 26, 2021
Instrument	2021OR-14941

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 19, 2019
Property Address	2985 FENNER RD, TROY, OH 45373-8712
Document Number	0000013872
Instrument Date	Nov 15, 2019
Instrument	2019OR-13872
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2985 FENNER RD, TROY, OH 45373-8712

Mortgage

Document Number	0000013873
Date	Nov 19, 2019
Instrument	2019OR-13873

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 17, 2018
Property Address	2985 FENNER RD, TROY, OH 45373-8712
Document Number	0000008627
Instrument Date	Jul 10, 2018
Instrument	8627
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 WAGNER AVE GREENVILLE OH 453312649, GREENVILLE, OH 45331-2649

Mortgage

Document Number	8628
Date	Jul 17, 2018
Instrument	8628

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,452.00 (-1.38%) Homeowner's exemption	$180,390 (+7.52%) Land $27,160 Building $153,230	$571,700 (+3.57%) Land $133,900 Building $437,800
2024	$6,542.00 (+2.04%) Homeowner's exemption	$167,770 (-) Land $21,570 Building $146,200
2023	$6,411.00 (+16.9%) Homeowner's exemption	$167,770 (-) Land $21,570 Building $146,200	$552,000 (-) Land $134,300 Building $417,700
2022	$5,484.00 Homeowner's exemption	$167,770 Land $21,570 Building $146,200	$552,000 Land $134,300 Building $417,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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