Bay County property record for 3025 E 13th Ct, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2004 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $24,000 (May 2004) |
| Tax Bill | $731 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15196-037-000 |
| Primary APN | 15196-037-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| Driveway | Driveway |
| Driveway Area | 704 sqft |
| Porch | Porch |
| Porch Area | 260 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3025 E 13TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5079 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2 4S 14W -17.37- 118B2 COM AT SW COR OF E1/2 OF NE1/4 OF NW1/4 OF SEC N 476.32' TO S |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Lot Number | 17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1200 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3025 E 13TH CT, PANAMA CITY, FL 32401-5079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2004 · Amount on Record |
| Deed Sale | May 20, 2004 · Amount on Record |
| Deed Document Number | 0002444390 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $731.00 (+0.83%) | $59,119 (+6.43%) Land $37,200 Building $21,919 | $59,119 (+6.43%) Land $37,200 Building $21,919 |
| 2024 | $725.00 (+319.08%) | $55,548 (+55.69%) Land $34,875 Building $20,673 | $55,548 (+31.47%) Land $34,875 Building $20,673 |
| 2023 | $173.00 (+14.57%) Homeowner's exemption | $35,678 (+3%) | $42,252 (+21.98%) Land $25,482 Building $16,770 |
| 2022 | $151.00 Homeowner's exemption | $34,639 Land $19,530 Building $15,109 | $34,639 Land $19,530 Building $15,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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