Bay County property record for 3012 E 13th Ct, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 3 ba · 1,755 sqft · built 1988 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Apr 2015) |
| Tax Bill | $201 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15196-000-010 |
| Primary APN | 15196-000-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,755 sqft Heated Area |
| 1st Floor Area | 1,755 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3012 E 13TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5078 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2 4S 14W -17A- COMM SW COR OF E1/2 OF NE1/4 O F NW 1/4 OF SEC TH N 145.10', |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
3012 E 13th Ct, a mobile home, is owned and occupied by an individual who bought it in April 2015.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3012 E 13TH CT, PANAMA CITY, FL 32401-5078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2015 · Amount on File |
| Deed Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 2015017682 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3012 E 13th Ct was $201 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $201.00 Homeowner's exemption | $41,267 | $66,556 Land $34,000 Building $32,556 |
| 2023 | $214.00 (+14.44%) Homeowner's exemption | $38,935 (+3%) | $47,368 (+20.01%) Land $23,290 Building $24,078 |
| 2022 | $187.00 Homeowner's exemption | $37,801 | $39,471 Land $17,850 Building $21,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3012 E 13th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3012 E 13th Ct is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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