3018 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3018 E 13th Ct, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 2,052 sqft · built 2003
Lot Size	0.196 acres (8,537 sqft)
Owner	Individual Name on File
Last Sale	$68,500 (May 2006)
Tax Bill	$250 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`15196-004-000`

Property Details

APN / Parcel Number

Primary APN	`15196-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,537 sqft (0.196 acres)
Lot Dimensions	143 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3018 E 13TH CT
City	PANAMA CITY
State	FL
Zip	32401-5078
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	2 4S 14W -17.4- 118B2 COM AT SW COR OF E1/2 OF NE1/4 OF NW1/4 TH N 145.10 E 97.63 NELY 115.23 FOR POB TH CONT CONT NELY 3.13 NELY 17.05 NELY 47.85 SELY 109.22 SWLY 74.08 S 44.89 NWLY 173.13 TO POB AKA LOT 4 OF CEDARTRACE ORB 2264 P 1460 ORB 2702 P 12
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	CEDARTRACE
Legal Lot Number	4
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1030
Census Tract	1200

Owner

3018 E 13th Ct, vacant land, is owned by an individual who bought it in May 2006.

Source: Bay County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8138 MARCIA RD, PANAMA CITY, FL 32409-1945
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2006 · Amount on File
Deed Sale	May 24, 2006 · Amount on File
Prior Sale	Nov 17, 2005
Deed Document Number	200636565
Deed Book / Page	2782 / 1196
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	0027021233
Record Updated	Oct 29, 2026

September 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BAY FL
Recording Date	Sep 30, 2026
Property Address	3018 E 13TH CT, PANAMA CITY, FL 32401-5078
Document Number	0000061003
Book / Page	5084 / 1847
Instrument Date	Sep 30, 2026
Instrument	202661003
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 MARCIA RD, SOUTHPORT, FL 32409-1945

Tax Assessment & Valuation

The 2025 property tax bill for 3018 E 13th Ct was $250, up 8.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (+8.23%)	$17,630	$23,760 Land $23,760
2024	$231.00 (-55.41%)
2023	$518.00 (+21.03%)	$39,733 (+18.13%) Land $16,275 Building $23,458	$39,733 (+18.13%) Land $16,275 Building $23,458
2022	$428.00	$33,634 Land $12,474 Building $21,160	$33,634 Land $12,474 Building $21,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3018 E 13th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3018 E 13th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20