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3108 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3108 E 13th Ct, Panama City, FL 32401

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,188 sqft · built 2004
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on File
Last Sale$33,500 (Oct 2017)
Tax Bill$449 (2025)
Deeds & MortgagesOct 2017 Sale
Aug 2017 Foreclosure
Flood ZoneZone X (moderate risk)
APN15196-035-000

Property Details

APN / Parcel Number

Primary APN15196-035-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Heated Area
1st Floor Area1,188 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions112 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3108 E 13TH CT
CityPANAMA CITY
StateFL
Zip32401-5080
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description2 4S 14W -17.35- 118B2 COM AT SW COR OF E1/2 OF NE1/4 OF NW1/4 OF SEC TH N 991.21' E
Legal Range14W
Legal Township04S
Legal Section02
Legal SubdivisionCEDARTRACE
Legal Lot Number9
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1030
Census Tract1200

Owner

3108 E 13th Ct, a mobile home, is owned and occupied by an individual who bought it in October 2017.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3108 E 13TH CT, PANAMA CITY, FL 32401-5080
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Warranty Deed, Transfer
MTI TITLE
Aug 29, 2017Grant Deed, Foreclosure
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2017 · Amount on File
Deed SaleOct 25, 2017 · Amount on File
Prior SaleAug 29, 2017
Deed Document Number2017062043
Deed Book / Page3949 / 0921
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 25, 2017
Property Address3108 E 13TH CT, PANAMA CITY, FL 32401-5080
Document Number0039490921
Book / Page003949 / 000921
Instrument DateOct 24, 2017
Instrument62043
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyMTI TITLE

Transaction

AmountAmount on Record
Tax$234.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E 13TH CT PANAMA CITY BEACH FL 324015080, PANAMA CITY BEACH, FL 32401-5080

August 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateAug 29, 2017
Property Address3108 E 13TH CT, PANAMA CITY, FL 32401-5080
Document Number0039320129
Book / Page003932 / 000129
Instrument DateAug 4, 2017
Instrument49372
Transaction TypeForeclosure
Record UpdatedSep 29, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #ID OKLAHOMA CITY OK 731072442, ID, OKLAHOMA CITY, OK 73107-2442
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3108 E 13th Ct was $449.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$449.00$41,082 Land $20,292 Building $20,790$41,082 Land $20,292 Building $20,790
2023$392.00 (+20.99%)$29,534 (+19.94%) Land $13,900 Building $15,634$29,534 (+19.94%) Land $13,900 Building $15,634
2022$324.00$24,624 Land $10,653 Building $13,971$24,624 Land $10,653 Building $13,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 E 13th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims25 (1982–2018)
Claims Outside the SFHA20 of 25
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims
  • Severe Storms And Flooding, Jul 2013 · 5 claims
  • Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 E 13th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable · Fiber in parts of the area		1,200 / 50
Verizon
Fixed Wireless		300 / 20

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