3023 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3023 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,147 sqft · built 2025
Lot Size	0.103 acres (4,504 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jun 2025)
Tax Bill	$987 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689955-006090`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689955-006090`
Alternative APN	`182926689955006090`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	854 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	4,504 sqft (0.103 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	446 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	3023 TOTEM RD
City	EAGLE LAKE
State	FL
Zip	33839-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 609
Legal Subdivision	RANCHES AT LAKE MCLEOD III
Legal Lot Number	609
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-18-689955-006090

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3023 TOTEM RD, EAGLE LAKE, FL 33839-3073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2025 · Amount on Record
Deed Sale	Jun 04, 2025 · Amount on Record
Prior Sale	Apr 09, 2025 · Amount on Record
Deed Document Number	2025130036
Deed Book / Page	13572 / 824
Record Updated	Sep 20, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 04, 2025
Property Address	3023 TOTEM RD, EAGLE LAKE, FL 33839-3073
Document Number	0000130036
Book / Page	13572 / 824
Map Reference	MB 206 PG 37
Instrument Date	May 29, 2025
Instrument	2025130036
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 TOTEM RD, EAGLE LAKE, FL 33839-3073

Mortgage

Document Number	0013572828
Date	Jun 04, 2025
Instrument	13572/828

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (+21.25%)	$50,000 Land $50,000	$50,000 Land $50,000
2024	$814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.