Polk County property record for 3012 Totem Rd, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,801 sqft · built 2025 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Sep 2026) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-18-689955-006170 |
| Primary APN | 26-29-18-689955-006170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 2,242 sqft |
| 1st Floor Area | 1,801 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Street Address | 3012 TOTEM RD |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 617 |
| Legal Subdivision | RANCHES AT LAKE MCLEOD III |
| Legal Lot Number | 617 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14501 |
Source: Polk County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3012 TOTEM RD, EAGLE LAKE, FL 33839-3069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 5, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Dec 5, 2025 · Amount on Record |
| Deed Document Number | 2026227102 |
| Deed Book / Page | 14159 / 1434 |
| Prior Transfer Date | Oct 23, 2025 |
| Prior Transfer Doc | 0000251851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 3012 TOTEM RD, EAGLE LAKE, FL 33839-3069 |
| Document Number | 0000227102 |
| Book / Page | 14159 / 1434 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026227102 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3012 TOTEM RD, EAGLE LAKE, FL 33839-3069 |
| Document Number | 0000227103, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 2026227103 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 5, 2025 |
| Property Address | 3012 TOTEM RD, EAGLE LAKE, FL 33839-3069 |
| Document Number | 0000285440 |
| Book / Page | 13800 / 1261 |
| Map Reference | MB 206 PG 37 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025285440 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,142.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 3012 TOTEM RD, EAGLE LAKE, FL 33839-3069 |
| Document Number | 0138001265 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 13800/1265 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,565 (+341.47%) Land $52,000 Building $177,565 | $229,565 (+341.47%) Land $52,000 Building $177,565 | |
| 2025 | $1,027.00 (+26.17%) | $52,000 Land $52,000 | $52,000 Land $52,000 |
| 2024 | $814.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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