3019 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3019 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,376 sqft · built 2025
Lot Size0.103 acres (4,495 sqft)
Owner2 Individual Names on File
Last Sale$305,300 (Jul 2025)
Tax Bill$987 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-006100

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-006100
Alternative APN
  • 182926689955006100

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area2,820 sqft
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,495 sqft (0.103 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area444 sqft
PorchSlab

Location & Zoning

Street Address3019 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 610
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number610
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

3019 Totem Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3019 TOTEM RD, EAGLE LAKE, FL 33839-3073
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2025 · Amount on File
Deed SaleJul 30, 2025 · Amount on File
Prior SaleApr 9, 2025 · Amount on File
Deed Document Number2025178174
Deed Book / Page13644 / 2149
Record UpdatedOct 29, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 30, 2025
Property Address3019 TOTEM RD, EAGLE LAKE, FL 33839-3073
Document Number0000178174
Book / Page13644 / 2149
Map ReferenceMB 206 PG 37
Instrument DateJul 24, 2025
Instrument2025178174
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,137.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3019 TOTEM RD, EAGLE LAKE, FL 33839-3073

Mortgage

Document Number0136442153
DateJul 30, 2025
Instrument13644/2153
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3019 Totem Rd was $987, up 21.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,993 (+411.99%) Land $50,000 Building $205,993$255,993 (+411.99%) Land $50,000 Building $205,993
2025$987.00 (+21.25%)$50,000 Land $50,000$50,000 Land $50,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3019 Totem Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3019 Totem Rd is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Totem Rd

Nearby Streets

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