3024 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3024 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,147 sqft · built 2025
Lot Size0.104 acres (4,526 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Sep 2025)
Tax Bill$987 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-006200

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-006200
Alternative APN
  • 182926689955006200

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,147 sqft Living Area
Gross Area2,593 sqft
1st Floor Area854 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,526 sqft (0.104 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area446 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3024 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 620
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number620
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

3024 Totem Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3024 TOTEM RD, EAGLE LAKE, FL 33839-3069
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleApr 9, 2025 · Amount on File
Deed Document Number2025212315
Deed Book / Page13693 / 2227
Record UpdatedOct 29, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 10, 2025
Property Address3024 TOTEM RD, EAGLE LAKE, FL 33839-3069
Document Number0000212315
Book / Page13693 / 2227
Map ReferenceMB 206 PG 37
Instrument DateAug 29, 2025
Instrument2025212315
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, BAY LAKE, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3024 TOTEM RD, EAGLE LAKE, FL 33839-3069

Mortgage

Document Number0136932231
DateSep 10, 2025
Instrument13693/2231
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3024 Totem Rd was $987, up 21.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,415 (+374.83%) Land $50,000 Building $187,415$237,415 (+374.83%) Land $50,000 Building $187,415
2025$987.00 (+21.25%)$50,000 Land $50,000$50,000 Land $50,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3024 Totem Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3024 Totem Rd is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Totem Rd

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