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302 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 302 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,587 sqft · built 2001
Lot Size0.262 acres (11,395 sqft)
Owner2 Individual Names on File
Last Sale$307,000 (Mar 2021)
Tax Bill$6,517 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-07-855608-002010

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-002010
Alternative APNs
  • 072927855608002010
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,587 sqft Living Area
Gross Area3,049 sqft
1st Floor Area2,067 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,395 sqft (0.262 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Porch Area555 sqft

Location & Zoning

Street Address302 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 201
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number201
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855608-002010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address302 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 04, 2021Warranty Deed, Transfer
ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Feb 05, 2018Warranty Deed, Transfer
HOME SOLUTION TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2021 · Amount on Record
Deed SaleMar 04, 2021 · Amount on Record
Prior SaleFeb 05, 2018 · Amount on Record
Deed Document Number202155253
Deed Book / Page11606 / 1206
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address302 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 MANDOLIN DR, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0000287272
DateDec 09, 2025
Book Page13803/690
Instrument2025287272
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 04, 2021
Property Address302 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212
Document Number0000055253
Book / Page11606 / 1206
Map ReferenceDMB 112 PG 49&50
Instrument DateFeb 25, 2021
Instrument2021055253
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,149.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3803 RED ASH CT, 3803, KISSIMMEE, FL 34744-9185

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 05, 2018
Property Address302 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212
Document Number0103871016
Book / Page010387 / 001016
Instrument DateJan 31, 2018
Instrument26214
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyHOME SOLUTION TITLE INC

Transaction

AmountAmount Recorded
Tax$1,421.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address302 RUBY LAKE LN WINTER HAVEN FL 338843212, WINTER HAVEN, FL 33884-3212

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,517.00 (-0.29%)$348,585 (+0.72%) Land $76,000 Building $272,585$348,585 (+0.72%) Land $76,000 Building $272,585
2023$6,536.00 (+91%)$346,086 (+55.47%) Land $74,000 Building $272,086$346,086 (+17.68%) Land $74,000 Building $272,086
2022$3,422.00 Homeowner's exemption$222,604$294,089 Land $62,000 Building $232,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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