Polk County property record for 300 Ruby Lake Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,507 sqft · built 2002 |
| Lot Size | 0.236 acres (10,276 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $275,000 (Dec 2019) |
| Tax Bill | $6,861 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855608-002000 |
| Primary APN | 27-29-07-855608-002000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,507 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 2,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,276 sqft (0.236 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 200 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 220 sqft |
| Street Address | 300 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 200 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 855608 |
| Legal Block | 1 |
| Legal Lot Number | 200 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 22, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 27, 2019 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Jan 30, 2019 | Trustee's Deed, Construction Loan · Line of Credit WAUCHULA ST BK |
| Oct 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on Record |
| Deed Sale | Dec 27, 2019 · Amount on Record |
| Prior Sale | Jan 26, 2010 · Amount on Record |
| Deed Document Number | 2019274115 |
| Deed Book / Page | 11087 / 784 |
| Prior Transfer Date | Oct 18, 2018 |
| Prior Transfer Doc | 0106460449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0000249693 |
| Book / Page | 13748 / 1534 |
| Map Reference | MB 112 PG 49&50 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025249693 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2019 |
| Property Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0110870784 |
| Book / Page | 011087 / 000784 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 274115 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 RUBY LAKE LN WINTER HAVEN FL 338843212, WINTER HAVEN, FL 33884-3212 |
| Document Number | 110870785 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 011087/000785 |
| Instrument | 274116 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 30, 2019 |
| Property Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0107370771 |
| Book / Page | 010737 / 000771 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 19898 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2198 KENDALL LN WINTER HAVEN FL 338818001, WINTER HAVEN, FL 33881-8001 |
| Document Number | 107370771 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 010737/000771 |
| Instrument | 19898 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 29, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 19, 2018 |
| Property Address | 300 RUBY LAKE LN, WINTER HAVEN, FL 33884-3212 |
| Document Number | 0106460449 |
| Book / Page | 010646 / 000449 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 220631 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2198 KENDALL LN WINTER HAVEN FL 338818001, WINTER HAVEN, FL 33881-8001 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,618 (-0.64%) Land $76,000 Building $288,618 | $364,618 (-0.64%) Land $76,000 Building $288,618 | |
| 2025 | $6,861.00 (+5.93%) | $366,967 (-1.03%) Land $76,000 Building $290,967 | $366,967 (-1.03%) Land $76,000 Building $290,967 |
| 2024 | $6,477.00 (+6.71%) | $370,775 (+2.93%) Land $76,000 Building $294,775 | $370,775 (+2.93%) Land $76,000 Building $294,775 |
| 2023 | $6,070.00 (+10.4%) | $360,213 (+14.06%) Land $74,000 Building $286,213 | $360,213 (+14.06%) Land $74,000 Building $286,213 |
| 2022 | $5,498.00 | $315,814 Land $62,000 Building $253,814 | $315,814 Land $62,000 Building $253,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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