Polk County property record for 297 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,374 sqft Living Area |
| Lot Size | 10,498 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2022) |
| Tax Bill | $6,379.00 (2025) |
| Primary APN | 27-29-07-855608-001680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 3,061 sqft Gross Area |
| 1st Floor | 2,374 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 400 sqft Pool |
| Porch Area | 285 sqft Porch |
| Street Address | 297 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 168 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 855608 |
| Legal Block | 1 |
| Legal Lot Number | 168 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855608-001680
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 297 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE FARM BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Jun 07, 2018 · Amount on Record |
| Deed Doc Number | 2022130057 |
| Deed Book / Page | 12250 / 1340 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2022 |
| Property Address | 297 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000130057 |
| Book / Page | 12250 / 1340 |
| Map Reference | MB 112 PG 49&50 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022130057 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 MAYS DR, 207, BLOOMINGTON, IL 61701-2032 |
| Name | Verified Name |
|---|---|
| Address | 297 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0122501342 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 12250/1342 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 07, 2018 |
| Property Address | 297 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0105101042 |
| Book / Page | 010510 / 001042 |
| Instrument Date | May 30, 2018 |
| Instrument | 122185 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2601 HAYES LN BLOOMINGTON IL 617048706, BLOOMINGTON, IL 61704-8706 |
| Document Number | 105101043 |
|---|---|
| Date | Jun 07, 2018 |
| Book Page | 010510/001043 |
| Instrument | 122186 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,379.00 (-1.31%) Homeowner's exemption | $384,622 (-0.12%) Land $76,000 Building $308,622 | $384,622 (-0.12%) Land $76,000 Building $308,622 |
| 2023 | $6,464.00 (+56.4%) Homeowner's exemption | $385,101 (+48.11%) Land $74,000 Building $311,101 | $385,101 (+19.37%) Land $74,000 Building $311,101 |
| 2022 | $4,133.00 | $260,007 | $322,600 Land $62,000 Building $260,600 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures