1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Ruby Lake Ln

299 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 299 Ruby Lake Ln, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,983 sqft · built 2001
Lot Size0.259 acres (11,278 sqft)
Owner2 Individual Names on Record
Last Sale$309,000 (Jun 2020)
Tax Bill$2,482 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN27-29-07-855608-001670

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-001670
Alternative APNs
  • 072927855608001670
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,983 sqft Living Area
Gross Area2,445 sqft
1st Floor Area1,983 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area11,278 sqft (0.259 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area392 sqft
PorchEnclosed/Unfinished Porch
Porch Area415 sqft

Location & Zoning

Street Address299 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 167
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number167
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1037
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address299 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Warranty Deed, Transfer · Conventional with PMI
MIDFLORIDA CU
Feb 19, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2020 · Amount on Record
Deed SaleJun 1, 2020 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Document Number2020107744
Deed Book / Page11249 / 105
Prior Transfer DateNov 20, 2003
Prior Transfer Doc0000006829
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 1, 2020
Property Address299 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0112490105
Book / Page011249 / 000105
Instrument DateMay 29, 2020
Instrument107744
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,163.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address299 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number112490107
DateJun 1, 2020
Book Page011249/000107
Instrument107745
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 19, 2020
Property Address299 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0111460895
Book / Page011146 / 000895
Instrument DateFeb 18, 2020
Instrument38450
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,386.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 SPIRIT LAKE RD WINTER HAVEN FL 338801245, WINTER HAVEN, FL 33880-1245

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,732 (+9.93%)$372,001 (+2.89%) Land $76,000 Building $296,001
2025$2,482.00 (+6.48%) Homeowner's exemption$176,228 (+5.99%)$361,546 (+0.23%) Land $76,000 Building $285,546
2023$2,331.00 (+3.23%) Homeowner's exemption$166,273 (+3%)$360,709 (+17.12%) Land $74,000 Building $286,709
2022$2,258.00 Homeowner's exemption$161,430$307,979 Land $62,000 Building $245,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

Nearby Properties on Ruby Lake Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures