302 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 302 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 4,272 sqft · built 1930
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-15-231-009`

Property Details

APN / Parcel Number

Primary APN	`17-15-231-009`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,272 sqft Total Area
Basement Area	1,944 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	302 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000302 DIVISION STREET: ASSESSOR'S PLAT #1 -- BLK 7, LOT 1
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	7
Legal Lot Number	1
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

Source: Mecosta County records, as of September 12, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	302 DIVISION ST, BIG RAPIDS, MI 49307-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Jun 28, 2013
Deed Document Number	202300005372
Deed Book / Page	925 / 3569
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 24, 2023
Property Address	302 DIVISION ST, BIG RAPIDS, MI 49307-1706
Document Number	00925/3569
Book / Page	925 / 3569
Instrument Date	Aug 18, 2023
Instrument	202300005372
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 DIVISION ST, BIG RAPIDS, MI 49307-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 DIVISION ST, BIG RAPIDS, MI 49307-1706

Mortgage

Document Number	202300005373
Date	Aug 24, 2023
Instrument	202300005373

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	302 DIVISION ST, BIG RAPIDS, MI 49307-1706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	882/2545
Date	Dec 29, 2017
Book Page	882/2545
Instrument	201700009609

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$170,500	$341,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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