226 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 226 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,134 sqft · built 1939
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-229-019`

Property Details

APN / Parcel Number

Primary APN	`17-15-229-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,134 sqft Total Area
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,358 sqft (0.123 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	226 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000226 DIVISION STREET: ASSESSOR'S PLAT #1 -- BLK 8, LOT 3
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	8
Legal Lot Number	3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3878 YORKLAND DR NW APT 8, 8, COMSTOCK PARK, MI 49321-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 1, 2021	Warranty Deed, Transfer · USDA Mortgage NEIGHBORHOOD LOANS
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	202300002357
Deed Book / Page	923 / 3899
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 12, 2023
Property Address	226 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	00923/3899
Book / Page	923 / 3899
Map Reference	LB 2 PG 110
Instrument Date	Apr 10, 2023
Instrument	202300002357
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 DIVISION ST, BIG RAPIDS, MI 49307-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 YORKLAND DR NW APT 8, 8, COMSTOCK PARK, MI 49321-8425

Mortgage

Document Number	202300002358
Date	Apr 12, 2023
Instrument	202300002358

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 1, 2021
Property Address	226 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	912/2908
Book / Page	912 / 2908
Map Reference	LB 2 PG 110
Instrument Date	Jun 24, 2021
Instrument	202100006557
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 DIVISION ST, 226, BIG RAPIDS, MI 49307-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 WATER TOWER RD APT C1, C1, BIG RAPIDS, MI 49307-2378

Mortgage

Document Number	202100006558
Date	Jul 1, 2021
Instrument	202100006558

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 1, 2021
Property Address	226 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	912/2908
Book / Page	912 / 2908
Map Reference	LB 2 PG 110
Instrument Date	Jun 22, 2021
Instrument	202100002908
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 DIVISION ST, 226, BIG RAPIDS, MI 49307-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 WATER TOWER RD APT C1, C1, BIG RAPIDS, MI 49307-2378

Mortgage

Document Number	202100002911
Date	Jul 1, 2021
Instrument	202100002911

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 10, 2017
Property Address	226 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	875/0108
Book / Page	875 / 0108
Map Reference	LB2 PG110
Instrument Date	May 4, 2017
Instrument	201700003673
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$683.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 DIVISION ST, 226, BIG RAPIDS, MI 49307-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 FOREST GLEN CT, NORTON SHORES, MI 49441-4572

Mortgage

Document Number	201700003674
Date	May 10, 2017
Instrument	201700003674

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$59,100	$118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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