230 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 230 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1915
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Apr 2021)
Tax Bill	$1,615 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-229-020`

Property Details

APN / Parcel Number

Primary APN	`17-15-229-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,088 sqft Total Area
Basement Area	120 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Area	180 sqft
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000230 DIVISION STREET: ASSESSOR'S PLAT #1 -- BLK 8, LOT 4
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	8
Legal Lot Number	4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Mecosta County records, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	230 DIVISION ST, BIG RAPIDS, MI 49307-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 28, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2017	Warranty Deed, Transfer NOT AVAILABLE, LAKELAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	20214410
Deed Book / Page	910 / 5842
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	899/1648
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 28, 2021
Property Address	230 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	910/5842
Book / Page	910 / 5842
Instrument Date	Apr 21, 2021
Instrument	202100004410
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 N SEDGWICK ST APT 3, 2208, CHICAGO, IL 60614-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 RIDGEWAY RD SE, GRAND RAPIDS, MI 49546-4360

Mortgage

Document Number	202100004411
Date	Apr 28, 2021
Instrument	202100004411

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 28, 2019
Property Address	230 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	899/1648
Book / Page	899 / 1648
Instrument Date	Jul 26, 2019
Instrument	201900006115
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	761 MUNSON AVE, 761, TRAVERSE CITY, MI 49686-3524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 MUNSON AVE, TRAVERSE CITY, MI 49686-3524

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 2, 2017
Property Address	230 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	877/2865
Book / Page	877 / 2865
Instrument Date	Jul 31, 2017
Instrument	201700005936
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount Recorded
Tax	$541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5974 N BAYSHORE DR, 5974, IRONS, MI 49644-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 N SEDGWICK ST APT 3, 3, CHICAGO, IL 60614-6315

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,500 (+26.97%)	$113,000 (+26.97%)
2024	$1,615.00
2023		$44,500	$89,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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