220 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 220 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1936
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,964 (Dec 2012)
Tax Bill	$1,929 (2024)
Deeds & Mortgages	Sep 2025 Transfer Dec 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-229-017`

Property Details

APN / Parcel Number

Primary APN	`17-15-229-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,142 sqft Total Area
Basement Area	1,142 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide
Garage Area	180 sqft
Porch	Slab
Porch Area	169 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000220 DIVISION STREET: ASSESSOR'S PLAT #1 - BLK 8, LOT 1
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	8
Legal Lot Number	1
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Mecosta County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 DIVISION ST, BIG RAPIDS, MI 49307-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2006	Warranty Deed, Transfer · Balloon Mortgage BNC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2012 · Amount on Record
Deed Sale	Dec 17, 2012 · Amount on Record
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	201210434
Deed Book / Page	828 / 2731
Last Transfer Date	Sep 26, 2025
Transfer Doc	00936/5316
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 26, 2025
Property Address	220 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	00936/5316
Book / Page	936 / 5316
Instrument Date	Sep 26, 2025
Instrument	202500006618
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 DIVISION ST, BIG RAPIDS, MI 49307-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 DIVISION ST, BIG RAPIDS, MI 49307-1704

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 14, 2006
Property Address	220 DIVISION ST, BIG RAPIDS, MI 49307-1704
Document Number	00757/1643
Book / Page	757 / 1643
Instrument Date	Nov 29, 2006
Instrument	200600011923
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LAKELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 LAKEVIEW ST, WHITEHALL, MI 49461-1533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CALVARY RIDGE RD, FREDERICKSBURG, VA 22405
Investor	Possibly a Property Investor

Mortgage

Document Number	200600011924
Date	Dec 14, 2006
Instrument	200600011924

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.1%
Max Rate At Change	13.1%
Index	6-Month LIBOR
Max Rate	17.1%

Mortgage

Document Number	00757/1668
Date	Dec 14, 2006
Book Page	757/1668
Instrument	200600011925

Lender

Name	SUSAN L NONHOFF
Type	Private Party

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 29, 2016

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,200 (+28%)	$134,400 (+28%)
2024	$1,929.00
2023		$52,500	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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