Umatilla County property record for 302 Cowlitz St, Umatilla, OR 97882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,022 sqft · built 1974 |
| Lot Size | 0.212 acres (9,258 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,354 (2023) |
| Deeds & Mortgages | Apr 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5N2814BC02800 |
| Primary APN | 5N2814BC02800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,022 sqft Finished Area |
| 1st Floor Area | 1,022 sqft |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Wood |
| Roof Material | Metal |
| Lot Area | 9,258 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 225 sqft |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 115374 |
|---|---|
| Old Parcel Number | 115374.00 |
| Street Address | 302 COWLITZ ST |
| City | UMATILLA |
| State | OR |
| Zip | 97882-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28 |
| Legal Range | 28E |
| Legal Township | 05N |
| Legal Section | 14 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | MCNARY |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | HERMISTON-UMATILLA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950800 |
302 Cowlitz St is owned and occupied by two individuals.
Source: Umatilla County records, as of March 4, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 E MAIN ST, HERMISTON, OR 97838-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 2004-14349 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 302 COWLITZ ST, UMATILLA, OR 97882-9606 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20054800404 |
|---|---|
| Date | Apr 18, 2005 |
| Instrument | 2005-4800404 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | HERMISTON, OR 97838 |
| Amount | Amount on Record |
|---|---|
| Term | 16 Months |
| Due | Aug 1, 2006 |
Source: Umatilla County assessment roll, as of September 30, 2023
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Umatilla City |
| Unified School District | Umatilla School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,354.00 Veteran's exemption | $113,200 Land $33,950 Building $79,250 | $189,420 Land $63,240 Building $126,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Cowlitz St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 Cowlitz St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 75% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Cable · Fixed Wireless | 300 / 30 |
May also be available: Verizon.
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