112 Cowlitz St, Umatilla, OR 97882 Property Records

Umatilla County property record for 112 Cowlitz St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Jan 2009 Transfer Nov 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2814BC14600`

Property Details

APN / Parcel Number

Primary APN	`5N2814BC14600`
Alternative APNs	`115665.00` `115665`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	115665
Street Address	112 COWLITZ ST
City	UMATILLA
State	OR
Zip	97882-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Range	28
Legal Township	05N
Legal Section	14
Legal Subdivision	DIVISION 04
Legal Block	2
Legal Lot Number	14
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1032
Census Tract	950800

Owner

Source: Umatilla County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 COWLITZ ST, UMATILLA, OR 97882-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2009	Intrafamily Transfer, Transfer AMERITITLE
Nov 26, 2008	Intrafamily Transfer, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2008
Deed Sale	Nov 26, 2008
Deed Document Number	20085450004
Last Transfer Date	Dec 26, 2008
Transfer Doc	20095460187
Record Updated	Jun 8, 2026

January 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	Jan 6, 2009
Property Address	112 COWLITZ ST, UMATILLA, OR 97882-9641
Document Number	20095460187
Instrument Date	Dec 26, 2008
Instrument	2009-5460187
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 COWLITZ ST, UMATILLA, OR 97882-9641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 COWLITZ ST, UMATILLA, OR 97882-9641

November 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	Nov 26, 2008
Property Address	112 COWLITZ ST, UMATILLA, OR 97882-9641
Document Number	20085450004
Instrument Date	Nov 21, 2008
Instrument	2008-5450004
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 COWLITZ ST, UMATILLA, OR 97882-9641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 COWLITZ ST, UMATILLA, OR 97882-9641

Mortgage

Document Number	20085450005
Date	Nov 26, 2008
Instrument	2008-5450005

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,084.00 (+5.68%)	$128,930 (+6.08%) Land $36,380 Building $92,550	$206,730 (+1.22%) Land $66,000 Building $140,730
2023	$1,972.00	$121,540 Land $34,290 Building $87,250	$204,240 Land $63,240 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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