204 Cowlitz St, Umatilla, OR 97882 Property Records

Umatilla County property record for 204 Cowlitz St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1974
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Apr 2005)
Tax Bill	$1,685 (2023)
Deeds & Mortgages	Apr 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2814BC02900`

Property Details

APN / Parcel Number

Primary APN	`5N2814BC02900`
Alternative APNs	`115375.00` `115375`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Finished Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1974
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.247 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	80 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	115375
Old Parcel Number	115375.00
Street Address	204 COWLITZ ST
City	UMATILLA
State	OR
Zip	97882-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28
Legal Range	28E
Legal Township	05N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	MCNARY TOWNSITE ADD
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1040
Census Tract	950800

Owner

204 Cowlitz St is owned by an individual who bought it in April 2005.

Source: Umatilla County records, as of March 4, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	204 COWLITZ ST, UMATILLA, OR 97882-9640
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2005 · Amount on File
Deed Sale	Apr 12, 2005 · Amount on File
Deed Document Number	2005-4800162
Record Updated	Jun 7, 2026

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Apr 12, 2005
Property Address	204 COWLITZ ST, UMATILLA, OR 97882-9640
Document Number	20054800162
Instrument Date	Apr 7, 2005
Instrument	2005-4800162
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1026, UMATILLA, OR 97882-1026

Mortgage

Document Number	20054800163
Date	Apr 12, 2005
Instrument	2005-4800163

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,685.00	$103,830 Land $33,280 Building $70,550	$163,170 Land $63,240 Building $99,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Cowlitz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Cowlitz St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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