202 Cowlitz St, Umatilla, OR 97882 Property Records

Umatilla County property record for 202 Cowlitz St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1974
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Jun 2020)
Tax Bill	$2,055 (2023)
Deeds & Mortgages	Jun 2015 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2814BC04000`

Property Details

APN / Parcel Number

Primary APN	`5N2814BC04000`
Alternative APNs	`115396.00` `115396`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Finished Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1974
Exterior Material	Wood
Lot Area	10,800 sqft (0.247 acres)
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Patio Area	240 sqft
Fence	Fence
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	115396
Old Parcel Number	115396.00
Street Address	202 COWLITZ ST
City	UMATILLA
State	OR
Zip	97882-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 BLOCK 7 MCNARY TOWNSITE
Legal Range	28E
Legal Township	05N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	MCNARY TOWNSITE
Legal Block	7
Legal Lot Number	7
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1040
Census Tract	950800

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2908 HIGH DESERT LOOP, UMATILLA, OR 97882-6306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2015	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage LPMC LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2020-7020548
Record Updated	Jun 7, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	202 COWLITZ ST, UMATILLA, OR 97882-9640
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20156300780
Date	Jun 16, 2015
Instrument	2015-6300780

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 18, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jun 11, 2020
Property Address	202 COWLITZ ST, UMATILLA, OR 97882-9640
Document Number	20207020548
Instrument Date	Jun 8, 2020
Instrument	2020-7020548
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 WALLA WALLA ST, UMATILLA, OR 97882-9629
Investor	Possibly a Property Investor

Mortgage

Document Number	20207020549
Date	Jun 11, 2020
Instrument	2020-7020549

Lender

Name	LPMC LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,055.00	$126,650 Land $34,460 Building $92,190	$201,150 Land $63,240 Building $137,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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