3000 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3000 E 13th Ct, Panama City, FL 32401

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,344 sqft · built 2001
Lot Size	0.207 acres (9,060 sqft)
Owner	2 Individual Names on File
Tax Bill	$66 (2025)
Deeds & Mortgages	Oct 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`15196-001-000`

Property Details

APN / Parcel Number

Primary APN	`15196-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,504 sqft
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,060 sqft (0.207 acres)
Lot Dimensions	107 ft deep x 85 ft wide
Porch	Porch
Porch Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3000 E 13TH CT
City	PANAMA CITY
State	FL
Zip	32401-5078
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2 4S 14W -17.1- 118B2 COM AT THE SW COR OF E1/2 OF THE NE1/4 OF NW1/4 TH N 40.84'
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	CEDARTRACE
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1030
Census Tract	1200

Owner

3000 E 13th Ct, a mobile home, is owned and occupied by two individuals who acquired it in October 2020.

Source: Bay County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3000 E 13TH CT, PANAMA CITY, FL 32401-5078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020
Deed Sale	Oct 8, 2020
Prior Sale	Sep 20, 2001 · Amount on File
Deed Document Number	2020066777
Deed Book / Page	4308 / 1163
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 8, 2020
Property Address	3000 E 13TH CT, PANAMA CITY, FL 32401-5078
Document Number	0043081163
Book / Page	004308 / 001163
Instrument Date	Sep 26, 2020
Instrument	66777
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3000 E 13TH CT BAY FL, BAY, FL

Tax Assessment & Valuation

The 2025 property tax bill for 3000 E 13th Ct was $66 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$66.00 Homeowner's exemption	$30,402	$53,951 Land $29,580 Building $24,371
2023	$86.00 (+19.44%) Homeowner's exemption	$28,684 (+3%)	$38,626 (+34.62%) Land $20,262 Building $18,364
2022	$72.00 Homeowner's exemption	$27,849	$28,693 Land $15,529 Building $13,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3000 E 13th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3000 E 13th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20