3016 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3016 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,446 sqft · built 2000
Lot Size	0.225 acres (9,822 sqft)
Owner	Individual Name on File
Last Sale	$211,500 (Mar 2018)
Tax Bill	$7,474 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-30-156-010`

Property Details

APN / Parcel Number

Primary APN	`7823-30-156-010`
Alternative APN	`120/01300-862-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	1,364 sqft
Upper Floors Area	1,082 sqft
Basement Area	1,328 sqft
Finished Basement	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,822 sqft (0.225 acres)
Lot Width	89 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3016 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 EASTER LAKE ESTATES PLAT 4
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	62
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2015
Census Tract	10805

Owner

3016 E Cutler Ave is owned and occupied by an individual who bought it in March 2018.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3016 E CUTLER AVE, DES MOINES, IA 50320-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage RACCOON VALLEY BANK
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage RACCOON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	May 4, 2001
Deed Document Number	2017-00069104
Deed Book / Page	16841 / 0908
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3016 E CUTLER AVE, DES MOINES, IA 50320-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009259
Date	Jan 28, 2021
Book Page	18328/684
Instrument	2021-00009259

Lender

Name	RACCOON VALLEY BANK
Type	Bank
Address	PERRY, IA 50220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 8, 2018
Property Address	3016 E CUTLER AVE, DES MOINES, IA 50320-2143
Document Number	201700069104
Book / Page	16841 / 0908
Instrument Date	Feb 22, 2018
Instrument	2017-00069104
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3016 E CUTLER AVE, DES MOINES, IA 50320-2143

Mortgage

Document Number	201700069106
Date	Mar 8, 2018
Instrument	2017-00069106

Lender

Name	RACCOON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,300 Land $63,400 Building $310,900	$374,300 Land $63,400 Building $310,900
2024	$7,474.00
2023		$341,300 Land $57,500 Building $283,800	$341,300 Land $57,500 Building $283,800
2020	$6,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3016 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3016 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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