3005 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3005 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 1999
Lot Size	0.202 acres (8,804 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,696 (2024)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7823-30-157-004`

Property Details

APN / Parcel Number

Primary APN	`7823-30-157-004`
Alternative APN	`120/01300-840-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,060 sqft
Upper Floors Area	644 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,804 sqft (0.202 acres)
Lot Dimensions	131 ft deep x 67.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3005 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 EASTER LAKE ESTATES PLAT 4
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2016
Census Tract	10805

Owner

3005 E Cutler Ave is owner-occupied and held in a trust since April 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer
Apr 14, 2021	Intrafamily Transfer, Transfer
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Apr 14, 2021
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Apr 14, 2021
Property Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130
Document Number	202100038359
Book / Page	18473 / 658
Instrument Date	Mar 17, 2021
Instrument	2021-00038359
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Apr 14, 2021
Property Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130
Document Number	202100038358
Book / Page	18473 / 657
Instrument Date	Mar 17, 2021
Instrument	2021-00038358
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3005 E CUTLER AVE, DES MOINES, IA 50320-2130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052703
Date	Jan 11, 2019
Book Page	17208/0669
Instrument	2018-00052703

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,700 Land $61,800 Building $232,900	$294,700 Land $61,800 Building $232,900
2024	$5,696.00
2023		$273,300 Land $56,200 Building $217,100	$273,300 Land $56,200 Building $217,100
2020	$4,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3005 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3005 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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