3010 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3010 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,932 sqft · built 1999
Lot Size	0.21 acres (9,181 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Aug 1999)
Tax Bill	$6,852 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7823-30-156-009`

Property Details

APN / Parcel Number

Primary APN	`7823-30-156-009`
Alternative APN	`120/01300-861-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	944 sqft
Upper Floors Area	988 sqft
Basement Area	944 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,181 sqft (0.21 acres)
Lot Dimensions	131 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	216 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3010 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 61 EASTER LAKE ESTATES PLAT 4
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	61
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2015
Census Tract	10805

Owner

3010 E Cutler Ave is owned and occupied by two individuals who bought it in August 1999.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit MIDLAND CU
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1999 · Amount on File
Deed Sale	Aug 6, 1999 · Amount on File
Prior Sale	Aug 6, 1999 · Amount on File
Deed Document Number	012114
Deed Book / Page	8289 / 0730
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009754
Date	Mar 4, 2024
Book Page	19731/321
Instrument	2024-00009754

Lender

Name	MIDLAND CU
Type	Credit Union
Address	2891 106TH ST, URBANDALE, IA 50322

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 27, 2044

Interest

Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005996
Date	Jul 21, 2017
Book Page	16572/0725
Instrument	2017-00005996

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143

Mortgage

Document Number	0000052601
Date	Nov 6, 2020
Book Page	18177/566
Instrument	2020-00052601

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3010 E CUTLER AVE, DES MOINES, IA 50320-2143
Document Number	0000048503
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3010 E CUTLER AVE DES MOINES IA 503202143, DES MOINES, IA 50320-2143

Mortgage

Document Number	0000048503
Date	Dec 20, 2018
Book Page	017190/000247
Instrument	48503

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,100 Land $62,400 Building $289,700	$352,100 Land $62,400 Building $289,700
2024	$6,852.00
2023		$326,700 Land $56,700 Building $270,000	$326,700 Land $56,700 Building $270,000
2020	$5,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3010 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3010 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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