3001 E Cutler Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3001 E Cutler Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,924 sqft · built 1999
Lot Size	0.272 acres (11,890 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2017)
Tax Bill	$6,310 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-30-157-003`

Property Details

APN / Parcel Number

Primary APN	`7823-30-157-003`
Alternative APN	`120/01300-841-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	986 sqft
Upper Floors Area	938 sqft
Basement Area	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,890 sqft (0.272 acres)
Lot Dimensions	131 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	100 sqft
Deck Area	128 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3001 E CUTLER AVE
City	DES MOINES
State	IA
Zip	50320-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 EASTER LAKE ESTATES PLAT 4
Legal Subdivision	EASTER LAKE ESTATES
Legal Lot Number	41
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2016
Census Tract	10805

Owner

3001 E Cutler Ave is owned and occupied by two individuals who bought it in April 2017.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3001 E CUTLER AVE, DES MOINES, IA 50320-2130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Prior Sale	Aug 27, 1999 · Amount on File
Deed Document Number	2016-00084304
Deed Book / Page	16437 / 0831
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3001 E CUTLER AVE, DES MOINES, IA 50320-2130
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900104908
Date	Jun 5, 2020
Book Page	17873/371
Instrument	2019-00104908

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 12, 2017
Property Address	3001 E CUTLER AVE, DES MOINES, IA 50320-2130
Document Number	0000084304
Book / Page	016437 / 000831
Instrument Date	Mar 28, 2017
Instrument	84304
Transaction Type	Transfer
Record Updated	Jun 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3001 E CUTLER AVE DES MOINES IA 503202130, DES MOINES, IA 50320-2130

Mortgage

Document Number	84306
Date	Apr 12, 2017
Book Page	016437/000834
Instrument	84306

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,400 Land $66,500 Building $258,900	$325,400 Land $66,500 Building $258,900
2024	$6,310.00
2023		$301,700 Land $60,400 Building $241,300	$301,700 Land $60,400 Building $241,300
2020	$5,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3001 E Cutler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3001 E Cutler Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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