3015 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 3015 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,631 sqft · built 2005
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,841 (Aug 2026)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0796-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0796-00`
Alternative APN	`108375`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,631 sqft Living Area
Gross Area	3,545 sqft
1st Floor Area	2,631 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	355 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3015 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 4, LOT 796
Legal Subdivision	RIVER CROSSING 4
Legal Block	3
Legal Lot Number	796
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3024
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 RIVER WAY, SPRING BRANCH, TX 78070-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer · VA Mortgage RED RIVER BANK
May 27, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	202624182
Prior Transfer Date	Oct 8, 2014
Prior Transfer Doc	0000035658
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COMAL TX
Recording Date	Aug 11, 2026
Property Address	3015 RIVER WAY, SPRING BRANCH, TX 78070-4945
Document Number	0000024182
Instrument Date	Aug 7, 2026
Instrument	202624182
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024183,
Date	Aug 11, 2026
Instrument	202624183

Lender

Name	RED RIVER BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3015 RIVER WAY, SPRING BRANCH, TX 78070-4945
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006025148
Date	May 27, 2022
Instrument	202206025148

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3015 RIVER WAY, SPRING BRANCH, TX 78070-4945
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006050084
Date	Nov 9, 2020
Instrument	202006050084

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,620 (-1.81%) Land $148,120 Building $514,500	$662,620 (-1.81%) Land $148,120 Building $514,500
2025	$4,113.00 (-17.64%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$674,850 (-10.82%) Land $148,120 Building $526,730	$674,850 (-10.82%) Land $148,120 Building $526,730
2024	$4,994.00 (+1.96%)
2023		$756,770 Land $148,120 Building $608,650	$756,770 Land $148,120 Building $608,650
2022	$4,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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