3011 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 3011 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3,741 sqft · built 2004
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$931,000 (Oct 2025)
Tax Bill	$11,254 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0795-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0795-00`
Alternative APN	`108374`

Interior

Stories	2 Stories
Building Area	3,741 sqft Living Area
Gross Area	4,793 sqft
1st Floor Area	3,741 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	682 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	3011 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 4, LOT 795
Legal Subdivision	RIVER CROSSING 4
Legal Block	3
Legal Lot Number	795
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3024
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3011 RIVER WAY, SPRING BRANCH, TX 78070-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK
Oct 23, 2025	Vendor's Lien, Transfer · Construction Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	202534057
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3011 RIVER WAY, SPRING BRANCH, TX 78070-4945
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	VALERO TITLE, VALERO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006037736
Date	Nov 26, 2025
Instrument	202506037736

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Construction Mortgage

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Oct 23, 2025
Property Address	3011 RIVER WAY, SPRING BRANCH, TX 78070-4945
Document Number	0006034057
Map Reference	VOL 14 PG 219&220
Instrument Date	Oct 22, 2025
Instrument	202506034057
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 NORTHWICK LN, OPELIKA, AL 36801-6090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 RIVER WAY, SPRING BRANCH, TX 78070-4945

Mortgage

Document Number	0006034058
Date	Oct 23, 2025
Instrument	202506034058

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-32.16%) Land $147,270 Building $352,730	$500,000 (-32.16%) Land $147,270 Building $352,730
2025	$11,254.00 (-1.81%)	$737,060 (-11.74%) Land $147,270 Building $589,790	$737,060 (-11.74%) Land $147,270 Building $589,790
2024	$11,461.00 (-8.12%)
2023		$835,100 Land $147,270 Building $687,830	$835,100 Land $147,270 Building $687,830
2022	$12,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on River Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures