3015 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 3015 E Ridge Rd, Salisbury, NC 28144 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2022
Square Footage1,457 sqft Living Area
Lot Size46,174 sqft (1.06 acres)
Last Sale$431,000 (2026)
Tax Bill$1,529.00 (2025)

Property Details

APN / Parcel Number

Primary APN322C082
Alternative APN
  • 13558

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,457 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl Exterior
Lot Area46,174 sqft (1.06 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address3015 E RIDGE RD
CitySALISBURY
StateNC
Zip28144-8869
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL18 1.06AC
Legal SubdivisionGARRICK DOWNS
JurisdictionROWAN NC
Minor Civil DivisionFRANKLIN
Census Blockgroup3
Census Block3008
Census Tract51302

Owner

Source: Rowan County records · APN 322C082

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1344 LA FRANCE ST NE, ATLANTA, GA 30307-2736
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage
EIGHT DOT FIVE ENTERPRISES LLC
Sep 20, 2023Deed of Trust, Mortgage
MERGE PROPERTIES LLC
Jan 08, 2026Special Warranty Deed, Transfer · Commercial Mortgage
ENCORE FINANCE GROUP LLC
Jan 31, 2022Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2026 · Amount on Record
Deed SaleJan 08, 2026 · Amount on Record
Prior SaleNov 25, 2024 · Amount on Record
Deed Book / Page1475 / 632
Prior Transfer DateJun 10, 2025
Prior Transfer Doc0014630767
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address3015 E RIDGE RD, SALISBURY, NC 28144-8869
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3965, MOORESVILLE, NC 28117-3965
InvestorPossibly a Property Investor

Mortgage

Document Number0014340401
DateDec 13, 2023
Book Page1434/401
Lender
NameEIGHT DOT FIVE ENTERPRISES LLC
TypeNon-Lending Institution
AddressMOORESVILLE, NC 28117
Agreement
AmountAmount Recorded
Term11 Months
DueNov 01, 2024

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address3015 E RIDGE RD, SALISBURY, NC 28144-8869
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3965, MOORESVILLE, NC 28117-3965
InvestorPossibly a Property Investor

Mortgage

Document Number0014290967
DateSep 20, 2023
Book Page1429/967
Lender
NameMERGE PROPERTIES LLC
TypeNon-Lending Institution
AddressMOORESVILLE, NC 28117
Agreement
AmountAmount Recorded
Term9 Months
DueJun 01, 2024

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateJan 08, 2026
Property Address3015 E RIDGE RD, SALISBURY, NC 28144-8869
Document Number0014750632
Book / Page1475 / 632
Map ReferenceMB 9995 PG 2874
Instrument DateJan 06, 2026
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$862.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1415 VANTAGE PARK DRIVE # DR240, DR240, CHARLOTTE, NC 28203-4073

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 LA FRANCE ST NE STE 1, 1, ATLANTA, GA 30307-2736

Mortgage

Document Number0001475650
DateJan 08, 2026
Instrument1475/650
Lender
NameENCORE FINANCE GROUP LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 31, 2022
Property Address3015 E RIDGE RD, SALISBURY, NC 28144-8869
Document Number0013940141
Book / Page1394 / 141
Map ReferencePG 2874
Instrument DateMay 20, 2021
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Tax$216.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address5 NORTH RD, SALISBURY, NC 28144-6907

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3965, MOORESVILLE, NC 28117-3965
InvestorPossibly a Property Investor

Mortgage

Document Number0013940167
DateJan 31, 2022
Book Page1394/167
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,529.00 (+26.89%)$230,064 (+26.9%) Land $35,000 Building $195,064
2023$1,205.00$181,298 Land $35,000 Building $146,298$230,064 Land $35,000 Building $195,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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