Rowan County property record for 2955 E Ridge Rd, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,633 sqft · built 2022 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (Aug 2023) |
| Tax Bill | $1,293 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 322C081 |
| Primary APN | 322C081 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,633 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 13558 |
|---|---|
| Street Address | 2955 E RIDGE RD |
| City | SALISBURY |
| State | NC |
| Zip | 28144-8873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | L17 1.08AC |
| Legal Subdivision | GARRICK DOWNS SECTION 1 |
| Legal Lot Number | 17 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 51302 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2955 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Jun 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL INC |
| Aug 30, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Deed Document Number | 0001428851 |
| Deed Book / Page | 1428 / 851 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2955 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518 |
| Investor | Possibly a Property Investor |
| Document Number | 0013940163 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 1394/163 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 21, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2955 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518 |
| Investor | Possibly a Property Investor |
| Document Number | 0014250470 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 1425/470 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 30, 2023 |
| Property Address | 2955 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0014280851 |
| Book / Page | 1428 / 851 |
| Map Reference | MB 2874 PG 9840 |
| Instrument Date | Aug 23, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Address | 2955 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0001428852 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 1428/852 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,293.00 (+791.72%) | $194,536 (+895.07%) Land $35,000 Building $159,536 | $194,536 (+895.07%) Land $35,000 Building $159,536 |
| 2022 | $145.00 | $19,550 Land $19,550 | $19,550 Land $19,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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