Rowan County property record for 2905 E Ridge Rd, Salisbury, NC 28144 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 59,242 sqft (1.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $288,000 (2023) |
| Tax Bill | $1,260.00 (2023) |
| Primary APN | 322C079 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,440 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 59,242 sqft (1.36 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 13558 |
|---|---|
| Street Address | 2905 E RIDGE RD |
| City | SALISBURY |
| State | NC |
| Zip | 28144-8873 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L15 1.36AC |
| Legal Subdivision | GARRICK DOWNS SECTION 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 51302 |
Source: Rowan County records · APN 322C079
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2023 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AMERIFIRST FINANCIAL INC |
| Jan 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Doc Number | 0001432134 |
| Deed Book / Page | 1432 / 134 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0014740339 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 1474/339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 30, 2023 |
| Property Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0014320134 |
| Book / Page | 1432 / 134 |
| Map Reference | MB 9995 PG 9840 |
| Instrument Date | Oct 16, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0001432135 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 1432/135 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518 |
| Investor | Possibly a Property Investor |
| Document Number | 0014250467 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 1425/467 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 31, 2022 |
| Property Address | 2905 E RIDGE RD, SALISBURY, NC 28144-8873 |
| Document Number | 0013940141 |
| Book / Page | 1394 / 141 |
| Map Reference | PG 2874 |
| Instrument Date | May 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $216.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 NORTH RD, SALISBURY, NC 28144-6907 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Number | 0013940158 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 1394/158 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 21, 2022 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,260.00 | $189,513 Land $43,750 Building $145,763 | $189,513 Land $43,750 Building $145,763 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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